A Small Place in Yorkshire

 

I wanted to share my house buying journey with you all. I have been on this journey for a long time, so not sure how this post will go, and for how long, but it was something that I wanted to share and find out if I am alone in this situation, am I being to picky and unrealistic. Feedback always welcome! Start of Journey My house buying journey started around four years ago. Me and my partner decided a few years before that we would start to save up for a deposit and find somewhere of our own as we had been renting and never had a home to call ours. So about four years ago we started on the search and a few months into it we did find a property that we liked. I can remember the viewing and the estate agent was very nice and open, but instantly told us that the property had been overpriced and that those selling in the area had been much lower. We decided to put in a low offer that was instantly rejected and then we put in another offer, still below the guide, but not by much and the of...

  Debt. This can be seen as a dirty word, but I guarantee that we have all had some in our life, no matter how small or large. We just don't see or hear of it that much as we may hide our head in the sand and pretend it isn't there, or in my case, just feel too embarrassed to admit that we have it. My journey with debt started over 20 years ago. I had never really had much money. I had a job, rented a house and just basically lived from day to day. Things started to get a little bit out of control when I lost my job and had to find a property with the local council as I could not afford to live in the house that I was privately renting. I was offered a one bedroom flat, which I immediately took, but was still unemployed.  For a year I was still not working, but I managed to survive with what I had and then eventually I managed to find a job that had a temporary contract for 12 months. It was close to where I lived, so I could walk there and back everyday and it helped to get m...